Hello Friends Welcome to Hindi Sahayta. In today's post, we are going to tell you LIC Policy Se Loan Kaise Le Do you also want to take loan from LIC Policy but you do not have LIC Loan Ki Jankari, then you have come to the right place. Along with this, you will also know that LIC Policy Se Kitna Loan Le Sakte Hain
LIC Loan Me Kitna Byaj Lagta Hai also you will know today through this post. We will explain it to you in very simple language. Hope you like all our posts. Similarly, you continued to like every post on our blog.
If we require more money for some work and do not get any kind of facility for it, then we think about taking a loan from the bank, then in such a time you can take the help of LIC. You will not even need to go anywhere in this. You can avail the facility of loan from LIC at home.
You do not face any problem in getting loan from LIC. The process of taking a loan through LIC Policy is done on an online basis. This gives you money on time and quickly. In this, you get a loan at a lower rate of interest and do not have to go round the branch. You can easily get a loan without any hassle.
So let us know if you want to get a loan from LIC Loan Kaise Liya Jata Hai, then you should read this post Jeevan Bima Policy Se Loan Kaise Le from the beginning to the end, only then you will get complete information and you can get a loan from LIC Policy Will find
LIC Policy Ke Badle Loan Kaun Le Sakta Hai
If you do not have SBI Life Insurance then you can take help of this post of our Life Insurance Kya Hai and Life Insurance Kaise Kare. There is also some ability to take a loan with LIC policy. If you are eligible for this, then you can take a loan from it, know what its merits are.
- You must be a citizen of India.
- You must be over 18 to take a loan with LIC policy.
- Have taken the policy of LIC.
- You have to pay the premium for three years before applying for a loan through LIC Policy.
- Loans up to 90% of surrender value can be availed.
- If LIC policy is paid up then you can get loan up to 85% of the surrender value.
Did you read this post: General Insurance Agent Kaise Bane? SBI Life Insurance Agent Kaise Bane – know what is insurance agent Banane Ke Fayde in Hindi!
LIC Policy Par Loan Lene Ke Liye Documents
Some necessary documents are required for taking a loan on an insurance policy. Through which you can get a loan.
- Application letter
- Policy Loan Application
- Address proof
- Identity proof
- Bank account passbook
LIC Policy Se Loan Kaise Le
You can also apply online to take a loan from LIC. To apply online, follow the steps given below. Below, you have been informed about this step by step. Apart from this, you can learn about LIC Premium Online Kaise Jama Kare from this post of ours.
Step 1: Go To Website
First of all, you have to go to LIC's official website Licindia.in.
Step 2: Tap On Online Loan
As soon as you visit this website, you will see some options under the Online Service option. In this, you have to click on Online Loan. A new page will open as soon as you click on this option.
Step 3: Select Option
You will get three options on this page. You can apply for a loan from here and if you had taken a loan earlier, then it can also be repaid from here.
Step 4: Register LIC Policy
To get a loan from LIC policy, you must first register through the official website of LIC. Log in to your account as soon as you register on it.
Step 5: Register Now
You will also have to register for LIC Premium Services.
Step 6: Download LIC Premium Services Form
Now the form of LIC Premium Services has to be downloaded. After downloading, take a print out of it. Some types of information related to the loan are already filled in the form, all you have to do is sign it.
Step 7: Scan And Upload Form
Scan the form and upload it on the website.
A few days later your LIC Premium Services will be registered. When your registration is complete, you can apply for loan with LIC policy.
LIC Loan Me Kitna Byaj Lagta Hai
The loan given on LIC policy is available on the basis of interest. Each bank has a different rate of interest. Any type of finance company, bank and private sector company that offers loans, their interest rates are not fixed. This interest rate keeps decreasing and increasing. LIC policy also does not determine the interest rate for taking a loan. So if you are taking a loan, first get the information from a LIC agent or any of your nearest LIC branch.
Surrender Value Kya Hoti Hai
When your LIC Policy matures, then the amount you get is surrender value. You have purchased LIC Policy and only after that if you have paid premium for 3 years, then you will be given the amount of surrender value.
Must read: SBI Me Online Account Kaise Khole – Know SBI Me Account Kholne Ke Liye Document – What do you think in Hindi!
How to pay LIC loan
The mode of payment of loan in LIC is different. You do not have to pay on EMI. If you have taken a loan and you want to start repaying it, then you can also do so. In LIC you have to pay interest every 6 months. Meaning that you can pay it in installments and whenever your policy is matured, you can deposit the principal.
LIC Cash Value Kya Hai
Cash value is also similar to Surrender Value. The amount that is provided to you after your LIC policy matures is called Cash Value.
LIC Policy Se Loan Lene Ke Fayde
If you take a loan through this, then you also have some benefits, you know what are the benefits of getting a loan from it.
- The interest rate for getting a loan is cheaper with LIC Policy.
- The loan is provided in lieu of surrender value.
- It also saves your time.
- You can get a cash value loan of up to 90%.
In today's post, you came to know LIC Loan Kaise Milta Hai and also LIC Surrender Value Kya Hai. We hope that the information provided by us will be useful for you.
For LIC Loan Ki Jankari, do take help of this post of ours. Cash Value Kya Hai You must have known well through this post. How did you like this information? Please tell us by commenting.
Also read this post: CSP Kya Hai? CSP Kaise Khole – know how to do SBI Grahak Seva Kendra online registration in very simple language!
You should also tell about this post to your friends and share this post on social media as well, LIC Policy Se Loan Kaise Le. So that this information can reach more and more people and they can take advantage of this policy. In our post LIC Policy Se Loan Kaise Le In Hindi, if you have any problem or have any question, then you must ask your question in the comment. Our team will definitely help you.
If you want to get the latest updates of our website, then you will have to subscribe to our Hindi Sahayta website. See you again with some such necessary information, till then, bye friends, have a nice day.